Posts Tagged ‘diversification’
Fractionalised Investments
Anyone who has followed me over recent years will know I am a big believer in diversification, and not putting all my eggs in one basket. I am also a champion of the smaller investor, who generally gets shafted by various “experts” who charge high fees and provide dubious services.
Read MoreChapter 6 – Why is diversification important?
The philosophy behind portfolio diversification is that if one investment performs poorly, you will always have others that will, ideally, not be performing badly at the same time. This allows your varied investments to act as counterbalance to one another. The “asset allocation” or in other words, how you divide your money between shares, cash,…
Read MoreChapter 3 – Your Investment Horizon
Typically, the longer your investment horizon is, the more aggressive you can be with your investments (depending on the products, programs and strategies you are considering). However, the investment horizon is the investors decision and should support his/her appetite for risk. Saving for a pension might be a higher risk investment, knowing the money will…
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